"The Flexup Wellness Method:" A Free Gift That Could Change How You Pay for Health
- Chris
- Jun 3
- 4 min read
Updated: Jun 24
Created by Christopher Caffrey, ACNP, PMHNP, functional Medicine-Trained
June 3rd, 2025
Key Takeaways:
The Flexup Wellness Method empowers individuals to use their FSA or HSA to fund holistic health expenses—like supplements, therapy, gym memberships, and organic groceries—through a legal, IRS-compliant process using Letters of Medical Necessity.
The method addresses a major flaw in the healthcare system: it focuses on prevention and wellness rather than disease management, making effective self-care financially accessible even when insurance won’t cover it.
Created by a board-certified nurse practitioner with functional medicine training, the method bridges the gap between smart financial planning and personalized, root-cause-based healthcare.
The process is simple, secure, and fully virtual, offering a health evaluation and up to 3 LMNs for a one-time $57 fee—plus a money-back guarantee and lifetime 15% discount on high-quality supplements.
This isn’t just a book—it’s a movement, showing readers how to turn tax-free dollars into a long-term investment in their health and future without waiting for insurance approval.
After many hours and late nights working quietly while my kids slept, I’m proud to finally share something close to my heart.
I introduce to you my book:The Flexup Wellness Method: How to Use Tax-Free Dollars to Fund Holistic Health, Supplements, and Self-Care.
In our broken healthcare system, we’re taught to wait until we’re sick before taking action. We’re told what’s “covered” instead of what’s actually effective. And most people have no idea they’re sitting on one of the most powerful tools for investing in their well-being—their FSA or HSA.
That’s why I created this book.The Flexup Wellness Method is more than just a guide—it’s a practical roadmap to help you reclaim control of your health and your wallet. And I’m giving it away as a free eBook because I believe everyone deserves access to this game-changing strategy.
Let’s dive into what it is, why it matters, and how it can completely shift your approach to healthcare—for good.
The Problem: Insurance Doesn’t Cover What Actually Keeps You Well
We live in a country that spends over $4.5 trillion annually on healthcare, yet chronic illness, mental health issues, and burnout are all on the rise. Why? Because the system is reactive—it’s designed to manage disease, not promote health.
If you’ve ever tried to get coverage for a gym membership, supplements, acupuncture, or even quality food, you’ve probably hit a wall. These tools are often dismissed as “non-essential,” even though they’re the very things that prevent disease in the first place.
But here’s the good news: there’s a way to use pre-tax dollars to pay for them—legally.
The Secret the Top 1% Already Use
Financially savvy families and high-net-worth individuals have been doing this for years. They’ve figured out how to bypass insurance gatekeepers and use Letters of Medical Necessity (LMNs) to unlock coverage through Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs).
It’s perfectly legal. It’s IRS-compliant. And you can do it too.
What Is The Flexup Wellness Method?
The Flexup Wellness Method is a simple, secure process to help you:
Get evaluated by a licensed nurse practitioner
Receive up to 3 Letters of Medical Necessity for wellness-related needs
Use your FSA or HSA to pay for things like:
High-quality supplements
Therapy and coaching
Gym memberships and personal training
Red light therapy, grounding mats, and recovery tools
Organic groceries (yes, really)
Sleep and digestive support products
And much more
The entire process is done via telehealth, takes just minutes to get started, and costs a one-time fee of $57. It even comes with a 100% money-back guarantee if you’re deemed not eligible (which is rare).
Why I'm Giving You the Book for Free
I believe this knowledge should be accessible to everyone—not just those who can afford high-end accountants or concierge doctors.
That’s why I created The Flexup Wellness Method eBook—to demystify the process and empower individuals to take charge of their health spending.
Inside, you’ll learn:
How FSAs and HSAs really work
What the IRS allows with proper documentation
How to create a personalized wellness plan that aligns with your financial goals
How to super charge and use your HSA as the best investment tool available
And how to legally cover the costs of things that actually keep you well
It’s simple, clear, and actionable—exactly the kind of practical health information we need more of in today’s world.
The Functional Medicine Connection
As someone certified in functional medicine, I’ve seen firsthand how conventional insurance often fails to support true healing. Patients are left paying out-of-pocket for the very treatments that reduce inflammation, restore gut health, balance hormones, and heal the root causes of disease.
That’s what makes this method so powerful: it brings functional and holistic care into the realm of affordability—without waiting for insurance approval.
Bonus: Get 15% Off Supplements for Life
Everyone who completes their evaluation through Flexup Wellness also gets access to a Fullscript account—an online dispensary of practitioner-grade supplements—with 15% off for life.
It’s one more way we help you save while investing in your health.
Start Today—It’s Risk-Free
If you’ve ever spent money on supplements, gym memberships, therapy, or wellness products, you could already be saving 30% or more by using tax-free dollars.
Here’s how to start:
Go to flexupwellness.com
Download the free eBook (The Flexup Wellness Method)
Read the simple breakdown of how FSAs/HSAs work if you want maximum information
Complete your 2-minute health evaluation online for a 100% risk free flat fee of $57
Get up to 3 Letters of Medical Necessity after evaluation
Start using your pre-tax dollars for the care that truly matters
Final Thoughts
Our current system rewards disease management, not disease prevention. But the tide is shifting. More people are realizing they don’t have to wait for permission to invest in their health.
The Flexup Wellness Method isn’t just a free book—it’s a new mindset.
It’s about combining smart financial strategy with functional wellness principles to create a life that’s not only healthier, but wealthier, too.
Download your copy today. Your health—and your future—are worth it.
Congrats on the book!